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Feb. 7th, 2018 06:20 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
the_rckThere's no school today. The call came at almost 6 a.m., so Cordelia and I had both had breakfast. She went back to bed almost immediately and didn't get up until around noon. I went back to bed some time between 7 and 8 and slept until after 11. I had vivid dreams. My c-PAP apparently does its 24 hour turnover at 11 a.m., so the numbers looked weird when I got up from my nap because the system was only counting nine minutes for the day.
Last night, Scott and I were stuck talking to a salesman because Scott thinks we'll have money to replace the siding on the house some time in the next decade. He's not thinking about college. Paying for that is only 3.5 years away, and we have no money for it at all.
At any rate, someone knocked on the door last week to ask if we wanted a free estimate, and Scott said, 'Yeah, sure,' and made an appointment. So we spent two hours on that last night with the salesman giving us the hard sell because setting us up with a loan we can't afford would be really, really easy and not hurt him at all.
We have a good credit rating because we don't borrow beyond what we can pay, and there's no wiggle room in the budget for paying $500 a month for the next few years. Maybe if we suddenly had zero medical expenses.
I'm actually very cranky with Scott about this because it was an utter waste of our time. I think he thought that, somehow, it would take ten minutes and be done. He's been through this process before, so he ought to know better.
I also felt bad for the salesman because he lives an hour away, and coming to Ann Arbor was out of his way between where he'd been and home. Scott knew, when he made the appointment, that there was no way on earth we could afford to have it done. He just has some fantasy that a year from now or two years from now, it will be different in a way that's better.
Last night, Scott and I were stuck talking to a salesman because Scott thinks we'll have money to replace the siding on the house some time in the next decade. He's not thinking about college. Paying for that is only 3.5 years away, and we have no money for it at all.
At any rate, someone knocked on the door last week to ask if we wanted a free estimate, and Scott said, 'Yeah, sure,' and made an appointment. So we spent two hours on that last night with the salesman giving us the hard sell because setting us up with a loan we can't afford would be really, really easy and not hurt him at all.
We have a good credit rating because we don't borrow beyond what we can pay, and there's no wiggle room in the budget for paying $500 a month for the next few years. Maybe if we suddenly had zero medical expenses.
I'm actually very cranky with Scott about this because it was an utter waste of our time. I think he thought that, somehow, it would take ten minutes and be done. He's been through this process before, so he ought to know better.
I also felt bad for the salesman because he lives an hour away, and coming to Ann Arbor was out of his way between where he'd been and home. Scott knew, when he made the appointment, that there was no way on earth we could afford to have it done. He just has some fantasy that a year from now or two years from now, it will be different in a way that's better.
